1. SBI Card Cashback (by SBI Card)
Why it stands out: This card offers 5 % cashback on all online purchases (with a certain cap) — great if your spend is mostly digital.
Good for you: If you do a lot of online shopping, e-commerce spends and want a simple cashback structure.
Check: Annual/joining fee, cap on cashback, other category exclusions.
2. HDFC Regalia Gold Credit Card (by HDFC Bank)
Why it stands out: A premium “all-rounder” card — good reward points + travel & lounge benefits.
Good for you: If you travel reasonably often (domestic + maybe international), want lounge access + stronger rewards.
Check: Annual fee is higher, eligibility is tougher, ensure your spending justifies the cost.
3. HDFC Infinia Credit Card (also by HDFC Bank)
Why it stands out: Top tier card for high spenders — unlimited lounge access, higher reward rates, elite privileges.
Good for you: If you have very high monthly/annual spends and want premium perks.
Check: Very high annual fee, must evaluate if perks outweigh cost given your usage.
Nithin Sai-(Serial Entrepreneur)
Mobile: +91-9656210077
